SUD Life
Smart Healthcare

Investment calculator

Backed by proud legacy of over 100 years With

1.38 crore +

Delighted Customers

4.2

Rated on Google

Amongst the Fastest
Growing Life Insurance
Brands

Cancer Cover

  • Primary focus on cancer protection
  • Coverage from early detection to advanced stages
  • Protection against:
    • Early-stage cancers
    • Carcinoma in situ
    • Advanced cancer
    • Bone marrow complications

Heart Cover

  • Comprehensive cardiac protection
  • Coverage for surgical and non-surgical conditions
  • Protection against:
    • Angioplasty
    • Heart Attack
    • Bypass Surgery
    • Valve Replacement
    • Heart Transplant
    • Plus 11 Other Conditions

Heart, Cancer, Liver & Kidney Cover

  • Most comprehensive protection
  • Multi-organ coverage
  • Protection against:
    • All cancer conditions
    • All heart conditions
    • Kidney failure
    • Liver conditions
    • Major organ transplants
    • Plus, many more

Benefits of investing in SUD Life Smart Healthcare

Fixed Benefit Payouts1

Get lumpsum payment of 25% Sum Insured for minor conditions and 100% for major conditions (less any minor claims paid), regardless of actual hospital bills.

Early-Stage Protection2

Receive benefits from first signs of critical illness with coverage for both minor and major stages of Heart, Cancer, Liver & Kidney conditions.

Premium Waiver Benefit3

Future premiums waived for 3 years on first minor condition claim, helping you focus on recovery without financial stress.

Flexible Protection Options4

Choose from 3 plan options covering up to 27 conditions with Sum Insured from ₹5 Lakhs to ₹50 Lakhs and policy terms from 5-30 years.

Multiple Claim Benefits5

Claim up to twice for different minor conditions and once for major condition, with a simple 180-day cooling period between claims.

Tax Advantages6

Enjoy tax benefits on premiums under Section 80D and tax-free claim payouts as per prevailing tax laws.

Hassle-free Claims7

Fixed payouts on diagnosis without hospital bills, with just 90-day waiting for major and 180-day for minor conditions.

- Dr. Taapsi Ramchandani
Google Review

They have very attractive products. Covering all the needs of the customer. Maintain the regular with the Customer. Great Experience.

- Sagar Tachtode
Google Review

Good customer care, cutomer friendly insurance products. Goog ambience.

- Appachu M.P.
Google Review

Best insurance company

- Amit Vira
Google Review

Good staff. Provides best services for customers.

- Abhijeet Nigale